📉In 2008, the global financial crisis occurred, which began with the collapse of the US real estate market and spread to the banking system around the world. Banks began to suffer from large losses related to the mortgages they had issued in the past. As a result, many banks were on the verge of bankruptcy, and the world economy fell into a deep recession. 💰Many economists believe that the crisis could have been averted if governments and regulators had watched banks more carefully and not allowed such a high degree of risk in their activities. There were also problems with the lack of transparency and openness in the financial system, which made it difficult for investors and regulators to assess risks and prevent a crisis. Did you feel the crisis in 2008 and when did you start using cryptocurrencies?🧐